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Sanitas: Insurance for International Students in Spain

Sanitas International Students

  • Prices starting: from €35.35
  • Minimum policy duration: from 3 months
  • Age Restrictions: up to 35 years old
  • This policy has no additional fees

About the insurance

Sanitas is the only company in Spain that has developed a special insurance policy for foreign students. This insurance fully meets the requirements of the Spanish Consulate for obtaining a student visa.

It is the only short-term policy with a minimum insurance period of 3 months, rather than 1 year as in other insurance products.

The student insurance has no waiting periods for medical services; it becomes effective immediately after issuance. The cost of the policy is advantageous and lower than that of regular health insurance.


Fully complies with the consulate's requirements
Comprehensive medical coverage
Minimum insurance term of 3 months
In case of visa denial, refund of the policy payment
Coverage for emergencies during travel
Personal English-speaking agent


Money-back guarantee

  • In the event of a visa denial, a full refund will be provided within 60 days.
  • The minimum insurance term starts from three months.
  • In emergencies, travel coverage includes provision for emergency assistance outside of Spain, up to €12,000 per year.

Simple policy application requirements

  • Confirmation from the educational institution about your enrollment (matriculation)
  • Copy of an identity document (e.g., passport)
  • Student's age: from 14 to 35 years old

The policy fully meets the consulate's requirements

  • The insurance company is accredited in Spain.
  • No waiting period: all services are available from day one.
  • No extra charges: no unpleasant surprises or expenses.
  • Hospitalization: no limit on the duration of stay.
  • Repatriation is included.
  • Unlimited coverage.

Fast online processing

  • Payment can be made by bank transfer or card (a Spanish bank account is not required).
  • Option to choose the payment frequency: monthly, every 3 months, every 6 months, or annually.
  • The policy can be issued for a minimum of 3 months.
  • Ongoing service in English for all policy-related inquiries.

Cost of the insurance policy

AgeMonthly cost
14-15 years oldfrom €35,35
16-19 years oldfrom €40.35
20-30 yearsfrom €45,75
31-35 yearsfrom €51,35


Price per month. A 4% discount applies for annual policy purchases.

* Price varies by city of residence in Spain.



  • General Medicine;
  • Pediatrics;
  • Obstetrics;
  • Emergency Care.
  • Transportation to the hospital and hospitalization;
  • No time limit on the length of stay;
  • No additional charges for medications needed during hospital treatment.

Return to the home country in case of death.

  • Outpatient treatment and hospitalization;
  • No additional charges for medications needed during surgery. All-inclusive.
  • Rehabilitation;
  • Cancer treatment;
  • Respiratory therapy;
  • Radiation therapy;
  • Lithotripsy;
  • Speech therapy, and more.

Includes over 30 services and up to 21% discount on other procedures.

  • Clinical tests;
  • X-rays;
  • Endoscopy;
  • Ultrasound;
  • Magnetic resonance imaging (MRI) and more.
  • Cardiology;
  • Dermatology;
  • Endocrinology;
  • Neurology;
  • Gynecology;
  • Traumatology;
  • Ophthalmology;
  • Oncology;
  • Psychiatry and more.

Access to specialists with recognized international authority.

You will have video consultation services in the following programs:

  • Nutrition program;
  • Psychological program;
  • Personal trainer;
  • Mother and child program;
  • Healthy child program;
  • Smoking cessation program.


Use your insurance policy regardless of your location: from a computer, tablet, or smartphone

  • Online appointment scheduling;
  • Search for the nearest medical centers and specialists;
  • Visit medical centers with a digital card (no physical card required);
  • View medical history, and more.

How to Use the Policy

Using the policy is very simple! No out-of-pocket payments or waiting for reimbursements. You just present your Sanitas plastic or digital client card at the clinic or hospital, and receive medical care at any of the 1200 partner clinics or Sanitas-owned hospitals.

For complex procedures, you will need service authorization, which can be done in your Sanitas online account or with the help of your Russian-speaking agent, who is available every day.

Terms of Enrollment

Age of the insured: 14-35 years

The following documents are required in electronic form for enrollment:

  • Copy of the first page of the student’s passport;
  • Contact details for the contract (address, phone, e-mail);
  • Payment details (important, remote payment by card is possible);
  • Confirmation of enrollment in the educational institution (matricula) with study dates;
  • Residential address in Spain (educational institution) or where you plan to reside;
  • Height, weight, and a completed health questionnaire indicating any chronic diseases and surgeries if any.

Payment for the policy can be made by bank transfer or card.

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To calculate the policy cost, please fill out all fields in this form.

We guarantee to contact you within the day, typically within 15 minutes.

Do you already have an insurance policy and are looking to get a better offer?

What is your insurance goal?
Fill in the primary policyholder's details
Date of Birth
Specify your city of residence in Spain
Enter the birth dates of all prospective policyholders Depending on the number of insured individuals, we can offer you a discount. The more family members you insure, the better the deal!

Please enter the desired policy start date

Please enter the anticipated policy end date

Do you have an account in a Spanish bank?
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Do you have an NIE (Foreigner Identification Number in Spain)?
Would you like to receive a promotional offer?
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Please fill out the contact form to receive an accurate quote and a free consultation.
Thank you for your time! We will contact you within the day. The usual response time is up to 15 minutes.
Anna, manager at How2Spain company photo
Customer Care Department, How-To Spain. Insurance Manager, Anna